TARLAKENYO (April 2, 2026) — The Government Service Insurance System is rolling out a modified three-month loan moratorium dubbed Balik Ginhawa to provide immediate financial relief to government workers in Tarlac and across the country.
The initiative is part of the Marcos administration’s Unified Package for Livelihoods, Industry, Food, and Transport program, which seeks to alleviate the impact of rising living costs through a whole-of-government approach.
Unlike standard moratoriums that simply halt monthly payments, Balik Ginhawa operates through a refund mechanism. Under this system, GSIS will continue regular loan deductions, but will return the equivalent of three months’ (December 2025 to February 2026) worth of amortizations as a single lump sum credited directly to the accounts of the members.
This design aims to provide members with a more substantial amount for urgent household needs rather than small, incremental savings over several months.
Participation in Balik Ginhawa is voluntary. Members who wish to avail may apply through the GSIS Touch mobile application. The GSIS has clarified that no additional interest or penalties will be charged for the extension.
He further noted that the program is a key component of the agency’s commitment to delivering timely support to the public sector workforce.
Interested members in the province may apply for the moratorium through the GSIS Touch mobile application. The pension fund advises its members to monitor official channels for further updates and specific application details.
